
This loans are available for members emergencies .
- Repayment Period: 1 to 12 months
- Interest Rate: 1% per month on a reducing balance basiS
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The Development Loan is designed to support members in undertaking significant projects, such as home construction
- Loan Limits: Up to KSh 1.5 million
- Repayment Period: 1 to 60 months
- Interest Rate: 1% per month on a reducing balance basis
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The Refinance/Top-Up Loan allows members to restructure existing loans or access additional funds on top of their current loans.
- Loan Limits: Up to KSh 1.5 million
- Repayment Period: 1 to 60 months
- Interest Rate: 1% per month on a reducing balance basis

The Salary Advance Loan is perfect for members who need a short-term boost in cash flow before their next paycheck.
- Repayment Period: 1 to 3 months
- Interest Rate: 3% per month on a reducing balance basis

Education is a key investment in the future, and our School Fees Loan is tailored to help members cover tuition and other educational expenses for their children or themselves.
- Repayment Period: 1 to 12 months
- Interest Rate: 1% per month on a reducing balance basis